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Page 1 of 2 This notice is required by federal law. It describes how medical and personal information about you or your employees may be used and disclosed and how you can get access to this information. Please review it carefully. This notice is informational and does not require action on your part.
In 1996 Congress passed the Health Insurance Portability and Accountability Act, also known as HIPAA. This act addressed many health insurance issues, including a requirement to provide more safeguards on protecting patients' privacy concerning their health information. HIPAA defines health information as any information on past, present or future health care or payment. HIPAA privacy regulations give us guidelines on the use and disclosure of Protected Health Information (PHI) and participants' rights to access their personal information. PHI is any health information that can be linked to an individual that is covered by an entity, such as a health insurance plan. Examples of PHI are medical claim forms, enrollment forms or medical bills.
Since Gunn Mowery offers health benefits to employers through a number of companies, we need to inform you of how we use and share the information we obtain from your employees in order for you to offer a competitive health benefit package. We are permitted to use and disclose PHI (without your or your employees' authorization) for certain purposes.
We use and share the information about your employees to:
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Obtain competitive quotes for health insurance
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Analyze plan designs and options
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Aid an employer or employee in having a claim paid
Other ways we may use or share the PHI provided to Gunn Mowery are:
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To give out information if required by law, court order, or subpoena
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To aid the carrier of your health plan serve you or an employee
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To analyze data such as in a utilization report for insurance policy renewals & planning
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To help in the payment of premiums and fees to vendors
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HIPAA 
