New Programs Temporary retiree reinsurance program. Limited funding now exhausted. National risk pool launched, small business tax credit. $250 rebate for Medicare members who reach the “donut hole.” Insurance Reforms No lifetime dollar limits on essential health benefits. Restricted annual dollar limits on essential health benefits. No coverage rescissions/cancellations except for fraud or intentional misrepresentation. No cost-sharing for preventive services in network. Dependent child coverage up to age 26. Enhanced internal and external appeal processes and requirements. No pre-existing condition exclusions for enrollees (under 19 years of age).