The Upside of Home Insurance
Your home is probably your most prized possession. That’s why it’s important to make sure you are properly insured if your home is ever damaged.
What We Cover
Repairing/Rebuilding your Home
Temporary Living Expenses (Loss of Use)
If your home is damaged to the point where it is unlivable during repairs, your homeowners insurance covers hotel stays and even meal expenses above what you’d normally pay for groceries, up to your policy limits.
Injuries and Lawsuits Against You
Personal liability can cover property damage or injuries that you or your family members could be held legally responsible for. There are even extra coverages you can add for libel, slander, or other lawsuits. The coverage generally follows you all over the world too.
This is not an all-inclusive list of coverages. Please call us to inquire about additional options!
We have an Home Inventory App for that!
You can download our app for FREE on iPhone or Android phones! Our app features a home inventory section where you can take pictures of furniture and art, add prices, receipts and more. So, if anything happens to your home, you have records of the items to start the claims process right away.
To the Upside!
We are ready to take your Insurance to the Upside and beyond! Please contact us using the form below and one of our agents will be in touch with you shortly!
Since the pandemic and subsequent stimulus checks, people have been spending more time and money on their homes by focusing on home updates and renovations. Below are common home renovations and how they can affect your homeowners insurance policy.1. Building a New...
Whether the tree falls due to improper maintenance, ill-health, or because of a storm, a property owner is often left to wonder if he or she is legally liable. Most people assume that they are legally liable if the tree was rooted on their property. However, this may...
We often hear people say that the dwelling coverage of their home is way too high compared to a recent appraisal or market value. It is important to understand that these values are not related. There are many different factors used for a home appraisal and/or value...