Does Your Business have a Flood Plan?

January 2nd, 2019

Prepare Your Business for Flooding

Building Interior Flooded with water

More often than not, floods can arise without warning—the fickle nature of weather in the United States only exacerbates the unpredictability of floods, especially with so many areas susceptible to flooding. One unexpected severe storm can trigger widespread, damaging floods. Neglecting to prepare your property for possible flooding can sink your business. Stay afloat with solid preparation and a thorough flood plan and don’t forget we have a dedicated claims management team. 


It is impossible to completely flood-proof your property, but flood preparation can lower your business’ risk of damage and reduce business interruptions. Begin your preparation by consulting your area’s flood risk map, which you can find at the National Flood Insurance Program. Once you have assessed your risk, it is time to prepare your business. Buy and install products in advance that fortify your property against water.




Consider the following precautions against flooding when building or remodeling:


  • Purchase flood boards for your doors that you can install when flooding is imminent 
  • Seal floors to prevent water seeping through the ground
  • Fit non-return valves to drains and both inlet and outlet water pipes
  • Install high shelving where you can store items when flooding is inevitable
  • Raise electrical sockets, fuse boxes and wiring at least 12 inches above the 100-year flood level in your area 
  • Keep a pump in the basement or lowest level to remove flood water 


In combination with your business’ physical flood prevention measures, adopt these organizational precautions for more comprehensive flood preparation:

  • Compile a list of useful telephone numbers, including your local government and your insurer
  • Learn how to shut off your gas, electricity and water
  • Develop a flood plan with suppliers and clients
  • Designate an emergency flood contact
  • Train your employees in correct flood safety procedures
  • Stockpile useful materials like plastic sheeting, plywood, sandbags, nails, hammers and shovels. 




Creating a Flood Plan


A flood plan is a written document outlining how your business will respond to a flood. Store your business’ flood plan in an easily accessible location—everyone should know where it is at all times.





Staying Prepared with Gunn-Mowery

Flood insurance is the ultimate preparation for your business. Check your commercial coverage to make sure you are covered for flood damage. Flooding poses a substantial—and sometimes ruinous—threat to businesses in the United States. The insurance professionals at Gunn-Mowery, LLC are poised to help fortify your property. Rely on us to provide more flood preparation materials and help keep your business from going under.



Jamie Mowery Lewis

Marketing Executive

Jamie joined the Gunn-Mowery team as their marketing executive in 2016, after previously working as an event coordinator for the Central Penn Business Journal and the Pennsylvania Credit Union Association. As the Marketing Executive, she is the main point of contact for external communications, community relations and media inquiries. She takes pride in enhancing the Gunn-Mowery brand, including the website, social media platforms, design and marketing campaigns. Jamie is a member of the Leadership Harrisburg Area Community Leadership Series Class of 2019 and is the Chair of the Gunn-Mowery Upside of Giving committee. She attended West Chester University of Pennsylvania where she graduated Magna Cum Laude with a Bachelor’s degree in Communications

When she’s not in the office, you can find Jamie spending time with family, friends and her beagle, Lexie. She loves being outdoors, whether it’s on her farm, playing golf, relaxing on the beach, or cheering on the Nittany Lions in Happy Valley.

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