PSATS Cyber Insurance Program

The PSATS Cyber Advantage

Cyber exposures have grown to become one of the major risks facing municipalities.  From breach of HIPAA and Privacy Data to Ransomware, the risks have become significant from both a financial and reputational standpoint.  In addition to taking precautions to avoid incidents, prudent municipalities typically purchase insurance to protect against financial loss.


Security Liability

Transmission of computer virus; unauthorized access; denial-of-service to a customers system; disclosure of confidential information; identity theft

Business Interruption & Extra Expsense

Loss of income resulting from a computer attack; additional expenses incurred to restore the business as quickly as possible

Media Liability

Infringement of copyright, title, slogan, trade name; Plagiarism; Wrongful representation of character, reputation or products

Cyber Extortion

Coverage for the investigation and settlement of a cyber extortion; fees for computer & legal experts; Data restoration & public relations

Cyber By the Numbers

Cyber attacks continue to have a massive economic impact on state and local governments across the U.S. Local government institutions have become a growing soft target and they struggle to combat the highly sophisticated phishing attacks posed by malicious hackers.

The preferred method of attack against these organizations
is ransomware; a vicious malware that locks users out of their
devices or blocks access to files until a sum of money or ransom is paid. If defenses fail, a city could be stuck paying the cost of a ransom or losing vital information needed to provide services to the community. From 2017-2020, the estimated reported ransom paid per event in municipalities was $125,697.

The Economic Impact of Cyber Attacks on Municipalities. 2020.

the average ransom amount demanded by cybercriminals (2013-2020)


increase in known cyber attacks on local governments in a single year (2018-2019)

average downtime that results from ransomware attack

Cyber Resources

Municipalities form the backbone of civil service. Without initiatives like cybersecurity awareness training, our
representatives, state, and local employees are vulnerable to social engineering attacks. This is a matter of state and national
security, one that should not be overlooked or ignored. 

NetDiligence 2021 Public Entity Report

Cyber Attacks on Municipalities White Paper

Blue Voyant- State Local Government Report

NetDiligence 2022 Claims Study

Coalition Case Study

Prompt Notifications Article

Free Phishing Security Test

Free Security Awareness Program

Free Phish Alert Program

Free Email Exposure Check

Free Domain Spoof Test


Buckle up because we are getting ready to launch your Cyber insurance to the Upside!