The Upside of Umbrella Insurance
If you’re anything like us, you tend to go the extra mile to protect the things you love the most. This is where umbrella insurance coverage comes into play. It’s designed to add an extra layer of liability coverage while going above and beyond the limits of your auto and homeowners insurance. It’s like packing those just-in-case socks.
Unexpected things happen all the time. We’re here so you don’t have to weather those storms alone. Our dedicated team is only a phone call away, ready to guide you on your path to protection. Talk to an agent today about finding an umbrella policy that’s right for you and your family.
What Umbrella Insurance Covers
- An auto accident where you’re at fault
- Harm caused to others by your dog
- Your friend who falls in your home and breaks her arm
- A neighbor’s child who is injured while playing in your yard
- Malicious persecution
- Mental pain and suffereing
How Umbrella Insurance Works
If you’re at fault in a car accident in which another driver is injured, your auto policy may cover the medical costs for the other driver up to your policy’s limits. But what happens if that’s not enough?
If the other driver’s injuries are severe, and they decide to sue you, that could be a major financial disaster for you. Your personal umbrella policy can swoop in and help cover these additional costs so you aren’t stuck paying that huge bill.
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