The Upside of Umbrella Insurance

If you’re anything like us, you tend to go the extra mile to protect the things you love the most. This is where umbrella insurance coverage comes into play. It’s designed to add an extra layer of liability coverage while going above and beyond the limits of your auto and homeowners insurance. It’s like packing those just-in-case socks.

Unexpected things happen all the time. We’re here so you don’t have to weather those storms alone. Our dedicated team is only a phone call away, ready to guide you on your path to protection. Talk to an agent today about finding an umbrella policy that’s right for you and your family.


What Umbrella Insurance Covers
  • An auto accident where you’re at fault
  • Harm caused to others by your dog 
  • Your friend who falls in your home and breaks her arm
  • A neighbor’s child who is injured while playing in your yard
  • Libel
  • Malicious persecution
  • Slander
  • Mental pain and suffereing
How Umbrella Insurance Works

If you’re at fault in a car accident in which another driver is injured, your auto policy may cover the medical costs for the other driver up to your policy’s limits. But what happens if that’s not enough?

If the other driver’s injuries are severe, and they decide to sue you, that could be a major financial disaster for you. Your personal umbrella policy can swoop in and help cover these additional costs so you aren’t stuck paying that huge bill. 

In-House Claims

Gunn-Mowery has a dedicated claims team, which is unique in the industry. Few agencies make the effort to work on claims in-house. We track your claim through to its conclusion and advocate for you to save you time and aggravation so you can get back to living life. 

To the Upside! 

We are ready to take your Insurance to the Upside and beyond! Please contact us using the form below and one of our bond agents will be in touch with you shortly! 

Related Products

Homeowners Insurance

Renters Insurance

Life Insurance

Happy Upsiders

“I am writing to let you know how much I appreciate the outstanding customer service that your company provided yesterday. I made a phone call to you letting you know that I had an issue with my windshield around 8:00 AM. By 11:30 AM the claim was in the process of being completed and I had my windshield fixed by 3:00 PM. This surpassed all my expectations. I am very satisfied with my experience with replacing my windshield. I will continue to utilize Gunn Mowery Insurance in the future, as well as recommend them to others. You have put together a great team that makes customers feel respected and valued. I look forward to working with your team again in the future.” 

‐ Matthew Vance

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