The Upside of Auto Insurance
Sweet ride! Let’s make sure it’s protected. Our agents will help you find different options from multiple carriers to bring you coverages at a competitive price.
Bodily Injury & Property Damage
Liability coverage pays for property damage and/or injuries to another person caused by an accident in which you’re at fault. This coverage is required by most states to legally drive your vehicle.
Liability coverage is broken down into 2 parts: property damage and bodily injury.
- Property damage coverage pays for damage to another person’s property
- Bodily injury coverage provides payment for others injured in an accident
This pays to repair or replace your vehicle if it is damaged in a collision. If you are hit by someone else, their liability will pay to repair your vehicle up to their policy limit. There’s also a deductible with this coverage.
This pays for injuries sustained by you and your passengers (depending on your policy limits) if you are injured in an accident and the at fault driver has no insurance, or not enough insurance.
This pays for medical (up to your limits) if you’re involved in an accident. Medical payments can also cover your family members or other passengers, regardless of fault. If you would like funeral, accidental death, or work loss, that would be added seperately.
New Car Replacement
If your car is totaled, new car replacement insurance will give you money for a brand-new car of the same make and model (minus your deductible) instead of the depreciated value of your totaled car. This is coverage is extra, not included, and only can be added with a brand new vehicle when it’s purchased.
This is not an all-inclusive list of coverages. Please call us to inquire about additional options!
We have an Auto Accident App for that!
You can download our app for FREE on iPhone or Android phones! Our app automatically detects the accident date, time and location, helps you collect information from drivers and witnesses and produces a detailed accident report with attached photos that you can email right to us! It also features a home inventory section where you can take pictures, add prices and more.
To the Upside!
We are ready to take your insurance to the Upside and beyond! Please contact us using the form below and one of our agents will be in touch with you shortly!
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