Guide to Disability Insurance

Guide to Disability Insurance

Imagine for a moment that you, or your spouse, suffered an injury or became sick and were unable to work for an extended period. It might be a matter of months — or years. Would you be able to pay the bills? No one likes to think about this situation — it’s scary. But...
Three Different Types of Wellness Programs

Three Different Types of Wellness Programs

The Affordable Care Act (ACA) / HIPAA wellness program regulations recognize three different types of wellness programs: 1. Participatory wellness programs either do not offer a reward or do not make a reward contingent on an individual satisfying a condition related...